Coin Counting Machines Still Exist: Which Banks Have Them?

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In an age of digital payments and mobile banking, it might feel like physical coins are relics of the past. But if you’ve ever cleaned out a couch or dug into an old jar full of loose change, you know that coin accumulation is still very real—and potentially valuable.

The good news? You don’t have to count every penny by hand. While many major banks have phased out coin-counting machines, alternatives still exist. From local banks and credit unions to retail kiosks like Coinstar, there are reliable ways to turn your spare change into usable cash or rewards.

Let’s explore where coin counting is still possible, how to avoid fees, and smart strategies for maximizing your returns.

Major Banks No Longer Offer Coin-Counting Machines

Gone are the days when you could walk into a Chase or Bank of America branch and drop your coins into a shiny automated counter. Most national banks—including Chase, Bank of America, Citibank, Capital One, PNC, TD Bank, and Truist—no longer provide coin-counting machines at any of their branches.

Why? According to financial institutions, the cost of maintaining these machines outweighs customer usage. The time spent servicing, repairing, and securing them simply isn’t justified by the volume of transactions.

That said, the story changes when you shift from national chains to local community banks and credit unions. These smaller institutions often prioritize personal service and community engagement—and many still offer coin-counting machines.

👉 Discover which local banks still support coin counting—click here for the latest options.

Community Banks and Credit Unions With Coin Counters

If you're looking for a bank with a working coin counter, your best bet is a regional or community-based financial institution. Many offer free access to customers, while non-customers may face small service fees (typically 5–11%).

Here are some known institutions that currently support coin counting:

Always call ahead to confirm machine availability. Not every branch within a bank network may have one, even if the institution generally supports the service.

How to Deposit Coins Without a Counter

Even without access to a coin-counting machine, you can still deposit coins at most banks—with one catch: they must be rolled.

Banks commonly provide free coin wrappers to both customers and non-customers. These paper rolls are color-coded by denomination:

Rolling your own coins takes time but avoids service fees. Once completed, bring them to your bank for deposit. Customers usually face no charges; non-customers may be subject to limits.

For example, Chase Bank allows non-customers to exchange up to $200 in rolled coins per visit. Need to deposit more? Visit multiple branches on different days—each location treats you as a separate transaction.

👉 Learn how to efficiently roll and deposit large amounts of coins—maximize your return with these tips.

Hidden Value in Your Old Coins

Before depositing or exchanging your coins, take a moment to inspect them—especially older ones.

U.S. quarters minted in 1964 or earlier contain 90% silver and are worth significantly more than face value based on current silver prices. The same applies to dimes and half-dollars from that era.

While not common in everyday circulation, these coins occasionally surface in old collections or inherited jars. Consider having pre-1965 coins appraised by a reputable dealer or checking spot metal values online.

Coinstar: A Popular Alternative for Coin Redemption

When banks aren’t an option, Coinstar kiosks—found in supermarkets like Walmart, Kroger, Safeway, and ShopRite—offer a convenient solution.

Here’s how Coinstar works:

  1. Pour loose coins into the machine.
  2. The kiosk counts them automatically.
  3. Choose your redemption method.

Coinstar Redemption Options

Pro tip: To avoid fees, opt for an eGift card or donate to charity. If you need cash, check multiple locations—fees can vary widely by store.

Stores That Host Coinstar Machines

Coinstar kiosks are commonly located in high-traffic grocery and retail stores. While availability isn’t guaranteed at every location, the following chains frequently host machines:

Before making the trip, call your local store to confirm the machine is operational and in stock of gift cards or vouchers.

Frequently Asked Questions

Where can I cash in coins for free?

You can typically cash in coins for free at your local bank if you're a customer. Many community banks and credit unions also allow non-customers to use coin-counting machines free of charge. Alternatively, use Coinstar and choose an eGift card or donate to charity—both options have no fees.

Do any major banks still have coin-counting machines?

No, major national banks like Chase, Bank of America, Citibank, and PNC have discontinued coin-counting machines across all branches due to high maintenance costs and low usage.

How much does Coinstar charge on $100?

Coinstar charges up to 11.9% for cash redemptions—about $11.90 on $100. However, if you choose an eGift card or make a charitable donation, there are no fees.

Can I get free coin wrappers from banks?

Yes, most banks provide free coin wrappers to both customers and non-customers. Just visit a branch and ask at the teller window.

Is it worth rolling my own coins?

Yes—if you have a large amount and want to avoid fees. Rolling takes time but pays off when depositing at banks that accept wrapped coins without charging customers.

Are older coins worth more than face value?

Coins minted before 1965—especially quarters, dimes, and half-dollars—contain 90% silver and can be worth several dollars each depending on silver market prices.

Whether you're cleaning out drawers or redeeming kids’ piggy banks, turning loose change into value is still possible. With the right strategy—using local banks, rolling coins yourself, or leveraging Coinstar—you can maximize your returns without losing money to fees.

👉 Get started today: Find the fastest way to convert your coins into cash or rewards.