A Vision for the Future of Finance
We believe in a future where finance is modern, efficient, and directly accessible to everyone. Imagine a world where assets move as quickly as text messages — where transferring value is simple, instant, and secure. In this future, digital assets interact seamlessly across platforms, breaking down barriers and enabling real-time financial inclusion with personalized experiences. This is the promise of open finance, powered by decentralized ledger technology (DLT) and driven by innovation, transparency, and open access.
At the heart of this transformation lies tokenization — the process of converting real-world assets into digital tokens on a blockchain. This shift unlocks unprecedented efficiency, liquidity, and accessibility in financial markets. Our mission is to empower institutions to embrace this evolution with confidence, providing them with the tools and expertise needed to upgrade to open finance.
👉 Discover how institutions are transforming finance with blockchain solutions.
Introducing Tokeny: The Onchain Finance Operating System
Tokeny delivers the leading onchain finance operating system, built on industry standards like ERC-3643, to bring control, compliance, and efficiency to the era of tokenized assets. Our enterprise-grade platform enables seamless issuance, transfer, and management of tokenized securities — from bonds and equities to real estate and intellectual property.
By unifying fragmented onchain and offchain workflows through robust APIs, Tokeny eliminates silos and integrates essential services such as identity verification, compliance checks, and investor management. Automation reduces operational costs, while innovative onchain services enhance liquidity and investor engagement. With the ability to connect to any distribution channel, financial institutions can attract more clients and scale their offerings efficiently.
Trusted globally, Tokeny has successfully executed over 120 use cases across five continents and facilitated more than 3 billion onchain transactions. This track record positions us as a leader in secure, compliant, and scalable tokenization infrastructure.
From E-Commerce Innovation to Financial Transformation
Our journey began with a vision rooted in real-world experience. After developing technology for e-commerce marketplaces, our co-founder Luc Falempin witnessed firsthand how digital platforms revolutionized traditional commerce — making it faster, more transparent, and user-friendly. As an investor, however, he encountered the stark contrast in traditional finance: slow settlements, complex processes, and limited accessibility.
While neobanks improved retail banking, the world of securities and asset ownership remained largely unchanged. Luc saw an opportunity: apply the same principles that transformed e-commerce — automation, user-centric design, and seamless connectivity — to finance. Blockchain emerged as the foundational technology to make this possible.
In October 2017, Luc co-founded Tokeny with Daniel Cohemp, a seasoned capital markets expert. Together, they assembled a team of innovators united by a single goal: to break down financial silos using blockchain, enabling greater control, compliance, and efficiency across global markets.
Pioneering Compliance: The ERC-3643 Standard
One of the biggest risks in early tokenization efforts was the creation of new silos — isolated ecosystems lacking interoperability and regulatory compliance. To address this, Tokeny took bold action in 2018 by launching the open-source T-REX Protocol, now officially recognized as ERC-3643 by the Ethereum community.
ERC-3643 is the only official Ethereum Request for Comment (ERC) standard dedicated to compliant tokenization. It uses onchain identity and permissioned smart contracts to ensure that every transaction adheres to regulatory requirements — all while maintaining transparency and automation. The protocol has been thoroughly audited and is trusted by financial institutions, regulators, and industry leaders worldwide.
This standard doesn’t just enable compliance — it enables interoperability, allowing tokenized assets to move across platforms securely and efficiently.
Industry Firsts and Global Recognition
Tokeny has consistently led the industry with groundbreaking achievements:
- Launched the world’s first onchain identity solution for regulated assets
- Facilitated the first real estate transaction via blockchain in Luxembourg
- Powered the first BaFin-licensed STO platform in Germany
- Crowned KPMG FinTech of the Year in Luxembourg
- Received a strategic investment from Euronext, one of Europe’s leading stock exchanges
These milestones reflect our commitment to innovation, security, and real-world applicability.
👉 See how compliant tokenization is reshaping global finance today.
Strategic Partnerships and Government Adoption
Our impact extends beyond private enterprise. We’ve formed strategic alliances with governments, banks, and global institutions:
- Announced a joint business relationship with PwC to advance digital asset solutions
- Earned a security endorsement from Kaspersky following a full audit of the T-REX Protocol
- Chosen as the official tokenization platform for the Principality of Monaco
- Tokenized the first fund in Luxembourg in partnership with WeInvest
- Collaborated with top French banks including BNP Paribas CIB, CA CIB, and Caisse des Dépôts on digital interbank currency initiatives
- Recognized in the prestigious CB Insights Blockchain 50 list
These partnerships validate Tokeny’s role as a trusted enabler of institutional-grade blockchain adoption.
Multi-Chain Expansion and Real-World Asset Tokenization
In 2022, we expanded our technical capabilities by enabling multi-chain support, starting with integration on Polygon. This allowed for the migration of $28 billion in tokenized commodities, significantly reducing transaction costs and improving scalability.
We also achieved major milestones in asset diversification:
- Tokenized commodities such as precious metals and energy resources
- Enabled the first tokenization of intellectual property rights
- Powered the tokenization of football players’ image rights
- Launched the T-REX Billboard, an innovative secondary market solution for trading tokenized securities
With ERC-3643 now fully recognized by the Ethereum community, our protocol continues to set the benchmark for secure and compliant asset tokenization.
Powering Global Distribution and Institutional Adoption
That same year, we forged key integrations with major players:
- Partnered with BitMEX to launch their BMEX utility tokens
- Integrated with Fireblocks, offering clients a turnkey tokenization solution
- Powered Jewel’s bank-grade stablecoins on Polygon
- Facilitated the tokenization of a million-euro masterpiece at the KMSKA Museum
Backed by a strategic fundraise from Inveniam, Apex Group, and K20 Fund, we launched DINO — a global distribution network designed to solve one of the biggest challenges in private asset markets: efficient investor access and liquidity.
Strengthening Security and Expanding Reach in 2023
In 2023, Tokeny reinforced its position as the most secure enterprise tokenization platform by achieving SOC2 Type I compliance and receiving top-tier security audits from blockchain security firm Hacken.
We expanded our blockchain support to include Avalanche and Klaytn, enabling rapid deployment across new EVM-compatible chains. This multi-chain flexibility ensures institutions can operate where it makes the most sense — without sacrificing compliance or performance.
Notable achievements include:
- Powering ABN AMRO’s green bond tokenization — the first by a Dutch bank on a public blockchain
- Enabling Emprendeduros’ VC fund, Blocktrade’s equity tokenization, and Defactor Labs’ $100M bond issuance
- Supporting Terazo in executing India’s first regulated tokenization
- Launching Artsgain’s tokenized art fund, bringing high-value art into the digital economy
Additionally, Apex Group, a global leader in fund administration managing nearly $3 trillion in assets across 94 offices, made a strategic investment in Tokeny — further validating our mission and technology.
Frequently Asked Questions (FAQ)
Q: What is open finance?
A: Open finance is an evolution of traditional financial systems that leverages blockchain technology to make financial services more transparent, accessible, and interoperable. It enables real-time asset transfers, automated compliance, and broader market participation.
Q: What types of assets can be tokenized using Tokeny?
A: Tokeny supports a wide range of assets including bonds, equities, real estate, private funds, commodities, intellectual property rights, art, and even personal image rights.
Q: Is ERC-3643 legally compliant across jurisdictions?
A: Yes. ERC-3643 is designed with regulatory compliance at its core, incorporating onchain identity verification and permissioned transfers. It has been adopted in regulated environments across Europe, Asia, and North America.
Q: How does Tokeny ensure security?
A: We maintain SOC2 Type I compliance, conduct regular third-party audits (including by Hacken and Kaspersky), and use battle-tested smart contracts that are open-source and community-reviewed.
Q: Can Tokeny integrate with existing financial systems?
A: Absolutely. Our APIs are designed to unify legacy systems with blockchain infrastructure, allowing seamless integration into current workflows without disruption.
Q: What makes Tokeny different from other tokenization platforms?
A: Tokeny combines enterprise-grade security, regulatory compliance (via ERC-3643), multi-chain support, global distribution via DINO, and deep institutional partnerships — making it the most comprehensive onchain finance operating system available.
👉 Explore how you can leverage blockchain for institutional finance innovation.