2 Cryptocurrency ETFs to Buy With $100 and Hold Forever

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The world of digital assets can be unpredictable, but for long-term investors, volatility often presents opportunity. While 2025 has seen a sharp correction across most major cryptocurrencies, forward-thinking investors recognize that downturns can offer ideal entry points. By investing in well-structured cryptocurrency ETFs, you can gain exposure to the booming blockchain ecosystem without the complexities of direct crypto ownership.

If you're looking to allocate $100 into the crypto space with a "buy and hold forever" mindset, two exchange-traded funds stand out for their strategic positioning, accessibility, and long-term growth potential.

👉 Discover how to start building long-term wealth with crypto ETFs today.

Why Bitcoin ETFs Are a Smart Entry Point

For many investors, Bitcoin remains the cornerstone of the digital asset revolution. As the first and most widely adopted cryptocurrency, it continues to serve as a benchmark for the entire market. However, managing private keys, securing wallets, and navigating exchanges can be daunting — especially for beginners.

That’s where Bitcoin ETFs come in.

The Grayscale Bitcoin Mini Trust ETF (BTC) offers a seamless way to gain exposure to Bitcoin’s price movements without the technical hurdles of self-custody. When you buy shares of this ETF, you’re investing in a trust that holds actual Bitcoin on your behalf. This means your returns are directly tied to Bitcoin’s performance — minus a small management fee.

Unlike holding Bitcoin directly, you won’t have control over the private keys or the ability to transfer assets to a personal wallet. But for most retail investors, this trade-off is worth it. The convenience of buying through a traditional brokerage, combined with built-in regulatory oversight, makes this ETF a secure and accessible option.

One key advantage? Its expense ratio of just 0.15% — significantly lower than many competing crypto funds and comparable to low-cost index funds. While fees will slightly reduce long-term gains compared to direct ownership, the peace of mind and simplicity make this a compelling choice for passive investors.

Over time, as institutional adoption grows and Bitcoin continues to evolve as a digital store of value, this ETF could deliver substantial returns — especially for those who invest early and stay patient.

👉 Learn how simple it is to invest in Bitcoin-backed financial products.

A Broader Play on the Crypto Economy: The BLOK ETF

While direct Bitcoin exposure is powerful, some investors prefer a more diversified approach. Enter the Amplify Transformational Data Sharing ETF (BLOK) — a fund designed not just to follow Bitcoin’s price, but to capture value across the entire blockchain ecosystem.

Rather than holding cryptocurrencies directly, BLOK invests in around 50 companies that are actively shaping the future of decentralized technology. These include firms involved in blockchain infrastructure, cryptocurrency trading platforms, enterprise blockchain solutions, and digital asset management.

Among its top holdings:

This multi-layered strategy allows BLOK to benefit from various aspects of crypto adoption: rising asset prices, increased transaction volume, regulatory progress, and technological innovation.

However, this sophistication comes at a cost. The fund carries an expense ratio of 0.73%, which is higher than pure-play crypto ETFs. While this may dampen returns over decades, the diversification helps mitigate risk — making BLOK an excellent option for investors who believe in the long-term transformational power of blockchain beyond just currency.

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Frequently Asked Questions (FAQ)

Q: Can I buy cryptocurrency ETFs with just $100?
A: Yes. Most brokerage platforms allow fractional share purchases, meaning you can invest as little as $10 or $25 in ETFs like BTC or BLOK. With $100, you can build a meaningful position and scale over time.

Q: Are cryptocurrency ETFs safer than buying crypto directly?
A: For many investors, yes. ETFs are regulated financial products traded on traditional stock exchanges. They eliminate risks associated with wallet security, exchange hacks, and private key management — common concerns with direct crypto ownership.

Q: Do Bitcoin ETFs pay dividends?
A: No. The Grayscale Bitcoin Mini Trust and similar spot Bitcoin ETFs do not generate income. Their value rises or falls based on Bitcoin’s price. However, some crypto-related stock ETFs (like BLOK) may provide dividend income from their equity holdings.

Q: Will I own actual Bitcoin if I invest in a Bitcoin ETF?
A: Not directly. You own shares in a trust that holds Bitcoin. You benefit from price appreciation but don’t have access to the underlying coins or the ability to transfer them.

Q: Is now a good time to invest in crypto ETFs?
A: Market timing is difficult. However, periods of significant price declines — like those seen in 2025 — often present favorable entry points for long-term investors. Dollar-cost averaging into these ETFs can reduce risk and improve average cost basis.

Q: How do expense ratios affect my returns?
A: Expense ratios represent annual management fees. Over decades, even small differences (e.g., 0.15% vs. 0.73%) can impact total returns. Always consider fees when comparing investment options — especially for buy-and-hold strategies.

While no investment is without risk, these two cryptocurrency ETFs offer distinct pathways into the digital asset economy. Whether you prefer pure Bitcoin exposure or a broader bet on blockchain innovation, both funds allow you to start small — with as little as $100 — and let compounding work over time.

For investors seeking simplicity, security, and long-term growth potential, now may be an ideal moment to begin.

👉 Start your journey into next-generation financial assets with confidence.